Racer Insurance Policy
Medical coverage for race day and training
Race Day Medical Coverage
Included with your Spartan registration
Medical & Accident Protection
If injured during your race:
ER visits, ambulance, surgery covered
Plus AD&D protection for serious accidents
Race Day Only
Start to finish on your Spartan event day. No medical exam required.
365 Medical Coverage
Covers injuries from training, sports & everyday life
Medical Expenses Covered
ER visits, ambulance, surgery, X-rays, MRIs, physical therapy - all covered.
Learn moreCovered All Year
Training, gym, 5Ks, cycling, rec leagues - any accident, any day.
$50K Accident Protection
Financial protection for accidental death or serious injury.
Learn moreCancel Anytime
No long-term commitment. Cancel whenever you need to.
ER Visits
Ambulance
Surgery
X-rays & MRIs
Physical Therapy
Dental
Heads up: Without 365 Medical Coverage, any injuries during training or everyday activities won't be covered — only race day.